Services

Understanding the intricacies of mortgages involves delving into various elements such as interest rates, borrowing amounts, mortgage calculators, costs, fixed and variable products, and more. At Royal Amatus Service, we take pride in offering exclusive products and services that can lead to substantial savings in upfront expenses and interest throughout the loan term.

Our team of mortgage advisors possesses the skills, knowledge, and strong relationships with lenders necessary to assist you in comparing mortgage rates, determining your borrowing capacity, and exploring the array of mortgage deals available to you. With our expertise, we can help transform your property aspirations into a tangible reality.

• Initial Consultation and Assessment

  Our Mortgage Assistance Service begins with an in-depth consultation to understand our clients' financial goals, preferences, and unique circumstances. During this initial meeting, our mortgage specialists conduct a thorough assessment of our clients' financial profiles, including their income, credit history, debt-to-income ratio, and down payment capability. This information enables us to develop a customized mortgage strategy tailored to their specific needs and objectives.

• Pre-Qualification and Pre-Approval

  Armed with a clear understanding of our clients' financial profiles, we guide them through the pre-qualification and pre-approval process. We work closely with our network of trusted lenders to help our clients obtain pre-approval for a mortgage, providing them with a clear understanding of their purchasing power and budgetary constraints. Pre-approval not only strengthens our clients' negotiating position but also expedites the homebuying process by demonstrating their seriousness as qualified buyers.

• Mortgage Selection and Negotiation

  With pre-approval in hand, our clients are ready to explore mortgage options and select the financing solution that best aligns with their needs and preferences. Our mortgage specialists leverage their industry expertise and market knowledge to help our clients compare loan products, interest rates, and terms from a variety of lenders. We negotiate on behalf of our clients to secure the most favorable terms, ensuring they benefit from competitive rates, flexible repayment options, and favorable loan terms.

• Documentation and Application Submission

  Once our clients have chosen a mortgage product, we assist them in gathering the necessary documentation and completing the mortgage application process. We streamline this process by providing clear guidance on the documentation required, including proof of income, employment verification, asset statements, and other relevant paperwork. Our goal is to ensure a smooth and efficient application submission, minimizing delays and expediting the approval process.

• Closing and Post-Closing Support

  As the closing date approaches, our Mortgage Assistance Service continues to provide support and guidance to our clients. We coordinate with all parties involved in the transaction, including lenders, real estate agents, attorneys, and title companies, to facilitate a seamless closing process. Following the successful closing of the mortgage, we remain committed to providing ongoing support and assistance, addressing any questions or concerns that may arise and ensuring our clients' continued satisfaction with their financing arrangements.

In summary, our Mortgage Assistance Service is designed to empower our clients with the knowledge, resources, and support they need to navigate the mortgage process with confidence and ease. Whether purchasing a primary residence, investment property, or refinancing an existing mortgage, our dedicated team is committed to helping our clients achieve their homeownership goals and realize their dreams of owning a home.